Why So Many Bad Credit Auto Loan Sites Are a Waste of Time

There are a lot of so called “bad credit auto loan sites” out there, but the fact of the matter is that most of them are a total waste of your time.  Seriously, they are, so you have to know what to look out for, not to worry, we’ll lay it all out for you here and tie it up with a bow.

Not using a legit bad credit auto loan site will very likely get you into trouble because you’re not getting the real deal, not by a long shot.

Basically these sites are rigged in some way, and not to your benefit.  One of the ways that we’ve seen is this -- the site is simply a way to funnel internet traffic to what’s called a zip submit or an email submit form.
How does this type of site work?  

Well, you land on the page and you start to read and the text funnels you towards a banner or image in which they want you to put in your zip code or a valid email in order to “solve your problems”.  They make everything sound really scary and try all sorts of underhanded tactics to get you to do what they want.  

Why are they doing that, what’s the point?  Well, the website owner gets paid every time somebody types in their zip code or a valid email address.  See, how it works now?  The site owner doesn’t care about helping you, all he or she wants it to get paid by their shady CPA (Cost Per Action) Company.  Be careful to avoid sites like this one.

Another type of site out there which is common is the phishing scam type of site.  The game in this type of site is that the site owner is trying to get your personal information so that they can spam you, steal your identity, rob you in some way, and so on and so forth.  

Basically, these sites are pretty easy to spot because they are asking for way too much information up front, things like SS numbers, and credit card information.  Don’t mess around with these sites and never give away private information over the internet unless you’re absolutely sure the site is 100 percent legit.

The last type of bad credit auto loan spam site and probably the most common is the type of site in which the site owner is simply pushing leads onto another lender or lenders.  These people are of no help you to, it’s not dangerous to you necessarily like a phishing site, but they couldn’t give two spits about getting you approved for your loan, they just want to pass along your information.  Sleazy.

Getting an auto loan after a bankruptcy or lowering of your credit is possible, but you do have to avoid these particular scam sites, now you know how to do so.  By the way a legit bad credit auto loan site will have a phone number you can call, and good support.